Knowing the ins and outs of your health care plan is the first step to figuring out the right hearing loss treatment option for you. Coverage varies widely from plan to plan and from state to state. Unfortunately, hearing aid coverage is lacking, and improvement may require new federal laws. Until then, here are some general guidelines about hearing health coverage to help you plan for your new hearing aids.
First Things First
To get accurate treatment you need the right diagnosis. Most insurance plans will cover a hearing test if ordered by a physician. If you have private insurance, call your insurance plan or check with your doctor to figure out which tests are covered before you seek treatment.
Medicare Hearing Coverage Basics
“Medicare Part B (Medical Insurance) covers diagnostic hearing and balance exams if your doctor or other health care provider orders them to see if you need medical treatment. Medicare doesn’t cover hearing exams, hearing aids, or exams for fitting hearing aids.”
Medicaid Hearing Coverage Basics
Since hearing aid coverage is nationally inconsistent, visit https://www.benefits.gov/ to determine coverage in your state. Your doctor or plan representative can help you figure out your coverage eligibility.
Other Options to Offset the Cost of Hearing Aids
If you have questions about your coverage or for help in determining which questions to ask your insurance provider, call our office.